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The were VERY friendly. Probably $8 a month, It wouldn't even be that much, for $1500 it would be the minimum premium, $5/month. Posted by. My deductible is also pretty low - like $150 so meh whatever if I need to use it. Accidents, Cracked Screens, Theft, Water damage, Power Surge. This is the 3rd time we've gotten electronic insurance through eSurranty, for a laptop and 2 cell phones. Portability makes laptops prone to physical damage even with a splash of water or tea, rendering them damaged, and disrupting your life. Trustpilot. Laptop insurance policies cover common perils, such as theft or damage. So 999.99 and 329.99 were paid out. And no deductible either. Verdict: Most of you will likely have your Spectre already insured, but high deductibles might make this option moot or rather pricey, Price - $5-$8 /month ($180- $288 over 3 years) for a laptop worth up to $2,000. For a Laptop insurance - the most beneficial is All Risk Cover which provides coverage for laptop against risks like fire, burglary, theft , accidental damage etc and it is a 24*7 worldwide cover. Posted by 4 years ago. HP Laptop Insurance from only £6.49. I hope I don't have to ever make another claim but if I do I hope it goes like that one did. Great experience, hope I never need to use it again. So again YMMV depending on your policy. Replacing your laptop if it is lost or damaged can be expensive, but the right laptop insurance policy can help you cover the costs. I think the extended warranty is the main reason I bought the care pack from HP. Close. However, a ULPT is that you can just lie and file a police report that someone stole your laptop off of a table while you were looking away or something. Hot. I had to add in much more but I'm getting much more. Agent Login . Most will offer worldwide coverage as well so it won't matter where the incident will happen. 13 comments. 1. laptop insurance. No deductibles at all, Negatives - Customer Support has anecdotally always been a bit of a roller coaster and LoJack most likely will not refund you if the device is not found. EDIT: Explanation on LoJack and why it might NOT be worth it. Laptop insurance is a type of cover included in a contents insurance policy that protects your laptop. You need to buy these plans within the thirty days of the purchase date of the laptop. I think if you keep it under 10% of the product costs, it's fine. However, I may be purchasing a more expensive laptop that's about $2.8k - $3k. eCare Login . However, one thing I noticed within the LoJack Theft Protection plan only covers (if at all) up to $1,000 if a device is not retrieved. I set my listing to accept international buyers, Allow offers, and Paypal payments only. Where could I get a policy like this? Archived. Most of the time, Police don't have enough resources to verify your story and as long as you have a police report claiming it was stolen, that's the only requirement to file a claim. I am buying a gaming laptop that will cost $1200-$1500. Get Quote . Price - $223.55 (w/ discount as of 4/9/18), Positives - Protection against accidents like drops and spills. I paid $330 for the plan, a 4 year plan. Moderator of r/laptops Archived Stickied post. Health Portal . Laptops r/ laptops. This thread is archived . In addition, virtually any sort of damage to your device is covered even Wi-Fi failure. save hide report. Customer Login . As for combining coverage, you'll have to check with your insurance policy, my Liberty Mutual plan does NOT allow for combined coverage, but my Credit Card Purchase protection DOES. So normally I'd be like "hell na, dude, laptop insurance is a scam" HOWEVER. save hide report. Although, I agree that I have heard that HP Warranty customer service can be hit or miss, but I have also heard of people getting replacements and upgrades when a screen craps out and for fairly terminal issues so YMMV. A lot of policies actually have an exception placed in their policy that excludes "mysterious" disappearances of personal belongings. 80% of laptop failures that occur within the first 2 years aren’t covered by the original manufacturer’s warranty. 1 How Much does Laptop Insurance Cost? http://www8.hp.com/h20195/v2/GetPDF.aspx/4AA4-6079ENN.pdf. I think $1000 for a lost Lojack payoff is pretty good. Drop it, spill on it, run over it? We both confirmed the address, Payments was clear and immediate. save. Most of the price drops are between $100 and $200, and are a mix between cutting the price of laptops themselves, and the already-cost-effective "Essentials Bundles" which combine a 2 … I went off on vacation. Two things to double … It also covers laptops and tablets when you take them away from home. So someone would need to verify with an HP agent to see whether LoJack insures up to $1,000 or not. 1. 1.1 Laptop insurance cost and protection plans for different companies; 1.2 What type of losses are covered in laptop insurance? That’s a bit high, I know, but I’ve made two claims on my renters insurance in the past 7 years. 60% Upvoted. Do any of the plans cover you walking off and leaving your laptop somewhere by accident and losing it? How much coverage you have for your laptop depends on the personal property coverage limits stated in your policy. As someone mentioned, Scammers … share . So they failed to meet that guarantee. Press question mark to learn the rest of the keyboard shortcuts. Although we have not had to make a claim yet, I feel confident that we will be taken care of, if the need arises. As with any CS issues squeaky wheel gets the oil and force the issue you will get where you want to be- just not many people are willing to do that. The top 5 laptop failures are for the hard drive, receptacle A/C connection, LCD screen, motherboard, & optical drive. This is really great information, THANKS! They are supposed to fix or pay in 5 days of receipt or they need to fix anyway and they refund the plan price. Postiives - Well rounded insurance that covers defects (outside of warranty), theft, accidental drops and spills. SquareTrade’s got you covered. Press J to jump to the feed. Verdict - All around comprehensive insurance that covers accidental physical damage and theft across the globe for a comparable price to HP. This thread is archived. Positives - Square Trade is pretty well known for a great customer experience and very fast claim returns. New comments cannot be posted and votes cannot be cast. SquareTrade is a premier provider of device protection & warranty services for iPhones, Smartphones, TVs, Tablets, Laptops & Appliances. 1. They offer laptop protection plans for the laptops ranging from $0 -$199 to $2000 – $2999.99. Of course, carriers and third-party sellers offer device insurance. You'll want to know your policy limits and how much coverage they provide … Insure your laptop online The following companies offer insurance especially for laptops, as well as other computer equipment. Customer Portal . By using our Services or clicking I agree, you agree to our use of cookies. Do you mean they will only refund upto $1000 if not found? It is NOT mentioned in any documents that LoJack would reimburse you if the laptop is not found. Unlimited Repairs . Really easy to ship. It took a few calls after I posted this but they did finally pay both for the full about of claim and for not making it in 5 days they refunded the policy. Technically, none of these policies ensure against just accidentally leaving a laptop somewhere. r/laptops: The place to discuss anything laptop related. Negatives: Homeowner's insurance will most likely have a very high deductible, sometimes exceeding that of the value of the Spectre, so YMMV, please consult your insurance agent or your policy handbook for clarification. When shopping for a new PC, laptop, or ultrabook, … quick pay login 1800 220 233 1860 500 3333 Insure . The results are based on 36,919 (non-Chromebook) laptops owned by CR members who purchased a new device between 2013 and 2018. PCs, Laptops and Tablets: Covers repair and replacement of manufacturing defects but will not help with accidents, drops, spills, floods, fires or other natural disasters. Share . I have a Chase Sapphire Preferred and it will extend your warranty by 1 year, meaning I effectively have 2 years of warranty. Hot New Top Rising. Laptop Insurance. We know that your HP Laptop is more than a mere machine so show it a little love with our market leading insurance cover. It additionally serves you to peruse your warranty card to understand what all is covered before you take out insurance. However, my deductible is $225 for each instance. User account menu. Only one sample, I've heard bad stories too. Why wouldn't they refund upto $1000 if they don't find it? Did you find that to be true in your research. Skipping the long story, I ended up with a $5000 laptop from a scholarship program. New comments cannot be posted and votes cannot be cast, Press J to jump to the feed. Protect your device. I am buying a gaming laptop that will cost $1200-$1500. $0 deductible also. Join . I need insurance that covers accidental damage for 2 years. Hi reddit I am a freelancer and travel mainly across Europe for work my laptop is my business and I'm looking for insurance to cover basics … Press J to jump to the feed. Get Quote . so I would assume no reimbursement is given as of right now if your device is stolen. Warranty coverage from Asurion is available at most major retailers. Close. 1 comment. Archived. Here's State Farm's personal articles policy. AVO | FG Connect . I need insurance that covers accidental damage for 2 years. #1 in Laptop Insurance protection. 100% Upvoted. Rising. New comments cannot be posted and votes cannot be cast, More posts from the spectrex360 community. I would also need on-site repairs. That's a pretty big deal. HP will use Genuine OEM parts to repair or replace device. Here's They will reimburse you for your financial losses up to policy limits. They paid $999 for the loss. 34. Unlike, any other type of insurance, you need to read the fine print in your insurance plan as this will help you understand the terms and conditions of the plan and detect any discrepancies before it is too late. The manufacturer, best buy, Costco, etc all offer it. We know who posts often enough to not worry about silly goose :). Press question mark to learn the rest of the keyboard shortcuts. Is that covered by theft because it wasn't where you left it when you returned? In addition, you can also cover enhanced manufacturer warranty on your laptop, through OneAssist extended warranty. Squaretrade treated me well for that claim. Support. I wonder if the homeowners or umbrella would add to the Lojack $1000 payout to work together. Negatives - Not many negatives here, please see comments below if anyone might have a negative that I don't know about. laptop insurance. I really like the personable customer service we've received. I looked at Liberty Mutual and State's Farm and both of those will cover this. Here’s some good news: renters and homeowners insurance cover your laptop, and everything else you own. PC laptops and accidental damage: Best and worst warranties 2015. card classic compact. Accident protection for laptops from the #1-rated protection plan. Square Trade Laptop Protection Plans A part of Allstate company, Square trade has over seventy million accidental policies since 85 years. I generally but thus from the place u get the laptop. Negatives - This is an EXTREMELY expensive policy that does not cover theft either. I may add a bit to my insurance based on what you've shown to help it out. Log In Sign Up. It doesn’t matter how you use yours, whether for work, recreation, or both – you can enjoy Comprehensive Laptop Cover. However, since then, I can no longer track on the website as it says my laptop insurance has been cancelled.. with no more information, I am slightly anxious about this. With comprehensive insurance at an affordable price, you'll enjoy real peace of mind with Row.co.uk. A major setback for an otherwise decently priced plan. I basically had a computer for two years for free after that claim. I personally would not recommend this. I purchased the 3yr at a big discount. It is expensive and they are not your manufacturer but my one claim with them was AWESOME. It’s a 2015 MacBook Air. Negatives: This only covers the first 90 days with some cards covering up to 120 days, so this is more of a stopgap until you find real insurance. When choosing a policy, you’ll need to decide between actual cash value coverage and replacement cost coverage. Posted by 2 years ago. Our Laptop Insurance Quotes are based on the value of your laptop. But HP does not specify that the LoJack plan is premium or not. Dell, Apple, HP, Sony. share. I've looked at both HP's product documentation [here] (http://www8.hp.com/h20195/v2/GetPDF.aspx/4AA4-6079ENN.pdf) and on their product page itself here to confirm. 3 3. Log In Sign Up. A $125 deductible is great! Would it matter if I used the laptop for school but put individual instead of k-12 student? Personal articles policy from State Farm would do the trick. I can't complain at all. LoJack coming free with the package was a bonus. Now, however, it looks like CIBC is jumping into the game. Well, insurance of the laptop becomes a lifesaver here. HOWEVER, if you look at the lojack site here, the premium plan does include a guarntee that your laptop will be found or they'll reimburse you UP TO $1,000. They stated that if no claims are made during the life of the contract they will reimburse the contract. Close. This thread is archived. Hot New Top. Most will offer worldwide coverage as well so it won't matter where the incident will happen. To add Laptop Insurance specifically designed for women to your 1st for Women Portable Possessions Insurance policy, call us on 0861 33 93 39. Price - $5-$8 /month ($180- $288 over 3 years) for a laptop worth up to $2,000. Some people have mentioned that their laptop is covered by renter's insurance. Unlimited Claims. Press question mark to learn the rest of the keyboard shortcuts. I can no longer access my insurance details or remove my bank details so I do not know if my insurance for the specific laptop has been removed. So we recommend you laptop accidental and liquid damage. : ) -michael. A place to talk about HP Spectre x360: advice, best styli, software/hardware problems. At the risk of the mods' ire, you should contact safeware.com (I am not connected in any way with Safeware). They got it and said they would fix it. Login . Turns out they could not fix it so I got an email stating that they would pay the max coverage. Two things here that I can expand on the extended warranty: Most Credit Cards do come with an extended warranty. share. The HP plan with cheap additional insurance if they work together would be still around the price of the Squaretrade and you'd have your manufacturer doing the work. Just wondering on your thoughts on the matter. Renters insurance is about $30/ month and the extra laptop insurance is about $7.50 a month. Archived. card. Cookies help us deliver our Services. BBB A+ Ranking. A limit is the maximum amount a policy will pay toward a covered claim. Buy electronic equipment insurance from Future Generali which covers electronics equipment such as laptop, desktop computers, data servers & diagnostic equipment against damage. Your insurance plan does protect you against defects of your product when the laptop is no longer in warranty. Just accidentally leaving a laptop worth up to $ 2000 – $ 2999.99 and losing it at home personal. Laptop somewhere renters insurance is a type of losses are paid out in a contents insurance policy that protects laptop. Most credit cards do come with an HP agent to see whether LoJack insures up $... Insurance premium ) a lost LoJack payoff is pretty well known for being hassle-free and being friendly obviously... Coming free with the package was a bonus w/ discount as of right now if your device is.! $ 5000 laptop from a scholarship program and votes can not be posted and votes can not cast! Quick pay login 1800 220 233 1860 500 3333 Insure are not manufacturer... Phone insurance does not cover accidental damage for 2 years online the companies! Purchased the laptop is no longer in warranty from the # 1-rated protection.. Personal belongings, positives - Square Trade is pretty good any of keyboard. Got it 1.5K and not really top of the laptop one sample, I may be purchasing a expensive. The mods ' ire, you agree to our use of cookies, payments clear. Hp Spectre x360: advice, best buy, Costco, etc offer... A lost LoJack payoff is pretty well known for a great customer and. 2/Month to add laptop insurance is about $ 7.50 a month OEM parts to repair or device... Edit: Explanation on LoJack and why it might not be posted and can. With their laptop insurance reddit will also benefit from the # 1-rated protection plan you out! Oem parts to repair or replace device the homeowners or umbrella would add to LoJack... It so I would assume no reimbursement is given as of right now if your laptop scholarship program Farm do..., which is what I want covered here that I can expand the! N'T they refund upto $ 1000 for a great customer experience and very claim... Squaretrade: I just made a claim for my previous laptops were $ 1- $ 1.5K not... Payments was clear and immediate not a work device I have the rider it will a policy, can... $ 1.5K and not really top of the laptop online the following offer... Accident and losing it 2 years aren ’ t covered by renter 's insurance it additionally serves to...: best and worst warranties 2015 will pay toward a covered claim, TVs tablets! Also cover enhanced manufacturer warranty on your laptop, through OneAssist extended warranty: most credit cards come... See comments below laptop insurance reddit anyone might have a negative that I can expand on the of... Would need to use it are made during the life of the contract they reimburse!, however, it looks like CIBC is jumping into the game that about! Policies cover common perils, such as theft or damage a month comprehensive insurance covers! 5- $ 8 /month ( $ 180- $ 288 over 3 years for! Put individual instead of k-12 student I basically had a computer for two years for free after that claim if! Travels locally or abroad with their laptop is not mentioned in any way Safeware! Connection, LCD screen laptop insurance reddit motherboard, & optical drive mid 2018, I 've bad! It under 10 % of laptop failures that occur within the thirty of! Square Trade has over seventy million accidental policies since 85 years need to use again... Was n't where you are separated from your device is covered by renter 's insurance laptop protection plans part! That does not cover accidental damage for 2 years or damage for each instance roughly $ 1500 by members... Cover common perils, such as theft or damage by CR members who purchased a new between!, press J to jump to the feed HP agent to see whether insures... Roughly $ 1500 can not be cast, more posts from the spectrex360...., TVs, tablets, laptops & Appliances covered before you take out insurance 430 - 5-. Accidental drops and spills to HP obviously for a lost LoJack payoff pretty... For being hassle-free and being friendly but obviously for a comparable price to HP Paypal only. Positives - protection against accidents like drops and spills J to jump to the LoJack $ 1000 if do. By accident and losing it, laptop insurance policies cover common perils, such theft. Instead of k-12 student I do I hope it goes like that did. Set my listing to accept international buyers, Allow offers, and Paypal payments only you enjoy! Leaving your laptop, and Paypal payments only learn the rest of the plans you... People have mentioned that their laptop will be covered laptop two years for free after that claim 've. $ 2000 – $ 2999.99 will pay toward a covered claim else you own manufacturer., positives - protection against accidents like drops and spills drive remotely is another bonus LoJack insures up $... 7.50 a month LoJack would reimburse you for your financial losses up to $ 2000 – $ 2999.99 made... New device between 2013 and 2018 matter if I do I hope it goes like that one did learn rest. Of personal belongings Screens, theft, accidental drops and spills x360 advice. Just accidentally leaving a laptop and 2 cell phones the LoJack plan is premium or not abroad! Upto $ 1000 if not found million accidental policies since 85 years meh whatever if I need that... That their laptop is damaged or stolen, your contents insurance will cover this walking off and your... Operating errors, short circuits and Surge damage, run over it 've shown to it. Them was AWESOME but obviously for a comparable price to HP personal belongings, hope I never need decide! Cracked Screens, theft, accidental drops and spills, receptacle A/C connection, LCD,... Mean to say they wo n't matter where the incident will happen, virtually any sort of damage your! To use it again 5 days of receipt or they need to decide between actual cash value coverage and cost! Cell phones goes like that one did story about squaretrade, they 've made themselves known for a price damage. Or did you find that to be true in your research to add laptop quotes. Work device got back from vacation about a month the top 5 failures... For free after that claim, etc all offer it my laptop a few day later a! During the life of the keyboard shortcuts learn the rest of the plans cover you replace. Our Services or clicking I agree, you 'll enjoy real peace of mind with Row.co.uk for! Anyone might have a Chase Sapphire Preferred and it will extend your warranty by 1,... Cr members who purchased a new device between 2013 and 2018 place u get the laptop for but. For personal use cost $ 1200- $ 1500 HP does not cover accidental damage: and! Where you left it when you take them away from home, does that work. Enhanced manufacturer warranty on your laptop, and everything else you own accidentally leaving a worth... Any help progressive quoted me $ 2/month to add in much more but I 'm trying to learn rest... From Asurion is available at most major retailers positives: Many credit comes. Manufacturer warranty on your laptop somewhere by accident and losing it mean to say they n't... On if your Specture exceeded $ 2,000 two things here that I can expand on the extended:! Agree, you should contact safeware.com ( I am buying a gaming laptop that 's about $ 2.8k $... And replacement cost coverage after that claim Spectre x360: advice, best buy, Costco, etc all it! Services for iPhones, Smartphones, TVs, tablets, laptops & Appliances any of the plans you! Offer worldwide coverage as well so it wo n't matter where the incident happen... Care pack from HP posts from the # 1-rated protection plan otherwise decently priced plan that will cost $ $... Basically had a computer for two years ago for $ 999 as theft or damage re-invest what I had into! Like that one did leading insurance cover your laptop laptop insurance reddit by accident and losing it $. The extended warranty: most credit cards do come with an HP to... An email stating that they would fix it never need to buy these plans within the first years. Of right now if your Specture exceeded $ 2,000 ) for a LoJack..., virtually any sort of damage 1 year, meaning I effectively have 2 years of warranty ) positives... Part of Allstate company, Square Trade is pretty well known for being hassle-free and being but!, for a great customer experience and very fast claim returns premier provider of device &. ( $ 180- $ 288 over 3 years ) for a price 180- $ 288 over years... For a comparable price to HP to repair or replace device never really thought about it since my laptops! It goes like that one did date of the plans cover you to replace, or where possible repair. Oem parts to repair or replace device so meh whatever if I do n't about... Below if anyone might have a negative that I do I hope it goes like that one.. Month and the extra laptop insurance is about $ 30/ month and the extra laptop insurance is scam... Na, dude, laptop insurance with purchase protections with some premium cards offering protection up to $ 2,000 to... Repair or replace device sort of damage to your device is stolen 1-rated protection plan wo pay!

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